Homeownership Program
Image: habitatnashville.org
Nashville resident Benjamin “Ben” Perlin divides his time between professional pursuits and his activities supporting various charities. In addition to volunteering at the Tennessee State Veterans Home in Murfreesboro, Benjamin Perlin donates his time and resources to Habitat for Humanity of Greater Nashville.
Like other local Habitat organizations throughout the country, Habitat for Humanity of Greater Nashville oversees a variety of initiatives to create affordable housing for working families. Through its homeownership program, the group makes owning a home a reality for low-income individuals and families in the Tennessee counties of Davidson, Cheatham, Dickson, and Wilson.
To qualify for the program, applicants must meet residency and US citizenship requirements and pass a criminal background check. Applicants must also demonstrate a need for housing and provide an income and debt-payment history to show that they have the ability to pay back an interest-free home loan. The program provides three- and four-bedroom homes for a monthly mortgage payment that will not exceed 30 percent of the homeowner’s monthly income.
Those who qualify to receive a home must also agree to volunteer at Habitat for Humanity of Greater Nashville. Habitat calls the volunteer time “sweat equity,” and it can be directed toward building one’s own home and/or that of another Habitat family. Volunteer hours can also be spent in a Habitat ReStore. For more information about owning a home through Habitat for Humanity, visit www.habitatnashville.org/ownership.
Benjamin Perlin's Blog 
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